Integrated Platform
Our robust payments platform supports a range of compatible payments and reporting modules to deliver great flexibility and lowest total cost of ownership. It solves the bank’s mission-critical payments processing and information management challenges.
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- Comprehensive payment functionality for greater efficiency and end-to-end transaction processing
- Advanced payment risk management via process transparency and access to data
- Easy integration with legacy systems, payment networks, proprietary technologies
- Best-practice security and system availability
- Innovative products that can be quickly deployed with minimal IT involvement
- Long-term technology roadmap and payments migration strategy
Enterprise Features
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- Platform-independent application can be deployed on any OS. Uses Oracle database, supports RAC
- Cluster support can be deployed in a high-available multi-node cluster
- Applications life cycle manager maximizes uptime
- Admin portal / web-based user interface for administration, reporting, CRM access, monitoring and configuration. Audit trail of changes
- Configurable logging system, exception alerts by SMS, email, and/or feed
- Built-in MIS and reporting system
Salient Features
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- Protocol Agnostic: Can accept messages in all major protocols, and convert them to the format required by the end consumer application
- Multiple Methods: Supports multiple ways to integrate corporate clients with standard APIs, Host-to-Host, and configurable real-time feed and notifications
- Rule-based Routing: Can determine the appropriate end consumer application on pre-configured rules and dynamically created requests
- Data Integrity: Can retrieve missing data in incoming messages, based on the existing message data, and append it to the message before delivery to its final destination
- Transaction Security: Handles messages in a fully secure manner by negotiating between the security assurance systems used by all integrated systems
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- IMPS (Immediate Payment Service)
- UPI (Unified Payments Interface)
- BBPS (Bharat Bill Payment Service)
- NETC (National Electronic Toll Collection)
- AePS (Aadhaar Enabled Payment Service)
- E-KYC (Electronic ‘Know Your Customer’)
- Micro ATM (Financial Inclusion Solution)
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- Rollout services quickly to stay ahead of competition: Quick go-to-market strategy and simplified entry into the digital payments ecosystem
- Support all existing NPCI products as independent modules: IMPS, UPI, NETC, BBPS, AePS, ECOM, NUUP, and eKYC
- Offer unique services, viz. our patented POS-based Branch Servicing and ATM
- Serve end-users efficiently / retain customers via latest products and satisfaction; addresses the key needs in areas of customer acquisition, engagement, and retention
- Open new revenue streams by offering new age banking solutions
- Overcome infrastructural hurdles in extending services to rural / semi-urban areas
Sarvatra’s Financial Inclusion Platform with AePS Switch, Micro ATM Switch, and FI Portal solutions have made a big difference to our business. They are easy to use, secure, and dependable, which has helped us build stronger customer trust. We’ve also seen a clear increase in transactions and earnings.
I am happy with the pace of work (in developing the UPI solution for ICICI Bank). It is also very encouraging the way you are tracking the progress. I am more confident that we can meet the deadline successfully.
Congratulations for bringing all 24 Banks onto NPCI Rupay platform in record time. We thank you for the relentless efforts you have put in to make this possible. We will now move forward with new initiatives.
We became India’s first Sub-Member Bank to go live on RuPay E-com, issue EMV cards, and migrate to Direct Membership for which we won NPCI Special Award. Thank you Sarvatra for being a valuable technology partner.
I hereby congratulate the Sarvatra Team for your sincere and dedicated efforts in making the 1st sub-member bank in India to go live on the AEPS channel (On-us and BFD).
Thanks to your timely support, Maharashtra stood first in the country by issuing the largest number of RKCCs. We deeply appreciate your effort and look forward to your continued support in keeping Maharashtra on top.
