Integrated Payments Platform

Our robust payments platform supports a range of compatible payments and reporting modules to deliver great flexibility and lowest total cost of ownership. It solves the bank’s mission-critical payments processing and information management challenges.

  • Comprehensive payment functionality for greater efficiency and end-to-end transaction processing
  • Advanced payment risk management via process transparency and access to data
  • Easy integration with legacy systems, payment networks, proprietary technologies
  • Best-practice security and system availability
  • Innovative products that can be quickly deployed with minimal IT involvement
  • Long-term technology roadmap and payments migration strategy

enterprise features

  • Platform-independent application can be deployed on any OS. Uses Oracle database, supports RAC.
  • Cluster support can be deployed in a high-available multi-node cluster.
  • Applications life cycle manager maximizes uptime.
  • Admin portal / web-based user interface for administration, reporting, CRM access, monitoring and configuration. Audit trail of changes.
  • Configurable logging system, exception alerts by SMS, email, and/or feed.
  • Built-in MIS and reporting system.

salient features

  • Protocol Agnostic: Can accept messages in all major protocols, and convert them to the format required by the end consumer application.
  • Multiple Methods: Supports multiple ways to integrate corporate clients with standard APIs, Host-to-Host, and configurable real-time feed and notifications.
  • Rule-based Routing: Can determine the appropriate end consumer application on pre-configured rules and dynamically created requests.
  • Data Integrity: Can retrieve missing data in incoming messages, based on the existing message data, and append it to the message before delivery to its final destination.
  • Transaction Security: Handles messages in a fully secure manner by negotiating between the security assurance systems used by all integrated systems.
  • IMPS (Immediate Payment Service)
  • UPI (Unified Payments Interface)
  • BBPS (Bharat Bill Payment Service)
  • NETC (National Electronic Toll Collection)
  • AEPS (Aadhaar Enabled Payment Service)
  • E-KYC (Electronic ‘Know Your Customer’)
  • Micro ATM (Financial Inclusion Solution)
  • Rollout services quickly to stay ahead of competition: Quick go-to-market strategy and simplified entry into the digital payments ecosystem.
  • Support all existing NPCI products as independent modules: IMPS, UPI, NETC, BBPS, AEPS, ECOM, NUUP, and eKYC.
  • Offer unique services, viz. our patented POS-based Branch Servicing and ATM.
  • Serve end-users efficiently / retain customers via latest products and satisfaction. Addresses the key needs in areas of customer acquisition, engagement, and retention.
  • Open new revenue streams by offering new age banking solutions.
  • Overcome infrastructural hurdles in extending services to rural / semi-urban areas.
how can we help you?

Contact us at our Pune office or submit a business inquiry online.

I am happy with the pace of work (in developing the UPI solution for ICICI Bank). It is also very encouraging the way you are tracking the progress. I am more confident that we can meet the deadline successfully.

Rahul Joshi
Former Head - Digital Channels, ICICI Bank Ltd.

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